Name the beneficiary
The plan is opened for one or more future students, depending on the plan type and eligibility.
RESP planning for Québec families
Small contributions.
Big possibilities.
Turn regular education savings into a clearer plan by understanding contributions, government incentives, investment time and future withdrawals.
“Education is the most powerful weapon which you can use to change the world.”— Nelson Mandela
01
Where are you in the journey?
Choose one starting point. It will follow you to the consultation form.
02
An RESP is more than an account.
Choose a contribution rhythm
A realistic recurring amount can make education saving easier to maintain.
Use the time horizon
The investment approach can evolve as the start of post-secondary studies gets closer.
Plan the exit
Understand contributions, educational assistance payments and documentation before withdrawals begin.
03
Contributions can unlock
education incentives.
Eligibility and provider participation matter. Confirm the rules for your child and plan.
Additional incentives may apply based on family income and eligibility. Rules can change; figures should be confirmed before acting.
04
Build your RESP discussion list.
Select everything you want to cover. You can review or remove the topics on the consultation form.
Choose any item to build your discussion list.
Your first conversation is free
Give education savings a clearer direction.
Start with the child, the timeline and a contribution you can sustain.